Biju Pakka Ghar Yojana 2023 Beneficiaries list, Guidelines, Selection Process, Loan Facility and full details

The Government of Odisha has launched a groundbreaking program known as Biju Pakka Ghar Yojana, aimed at providing vital assistance to the state’s residents.

This visionary scheme seeks to transform the lives of individuals residing in mud houses by enabling them to construct durable pucca houses. The Biju Pakka Ghar PDF (BPGY Awas Yojana) extends financial support to eligible beneficiaries, making this initiative a beacon of hope for those in need. Administrative oversight and implementation of the Odisha Biju Pakka Ghar Yojana fall under the capable purview of the Department of Panchayati Raj and Drinking Water.

Biju Pakka Ghar Yojana 2023

If you are interested in applying for this life-changing program, we invite you to continue reading for comprehensive information related to the Biju Pakka Ghar application process.

In this article, we will delve into the details of the Biju Pakka Ghar Yojana for the year 2023. We will cover essential aspects, including eligibility criteria, the beneficiary list, the application process, benefits, features, and other pertinent information. This article serves as an invaluable resource for those considering applying for the Biju Pakka Ghar Yojana in 2023. All relevant details about this scheme can be found here.

Biju Pakka Ghar Beneficiaries list

Odisha’s Chief Minister, Shri Naveen Pathak, recently disbursed ₹3000 to beneficiaries under the Biju Pucca Ghar Yojana. A staggering 31 lakh beneficiaries received a total of Rs. 1444 crore directly into their bank accounts. This financial aid empowers them to repair and upgrade their homes, marking a significant step towards improved living conditions. Chief Minister Shri Naveen Pathak personally championed this initiative in Odisha, with the distribution taking place on December 21, 2021. Since then, the Chief Minister has emphasized extending the scheme’s benefits to even more deserving beneficiaries, underscoring the government’s commitment to providing permanent housing for families in the region.

Biju Pakka Ghar Yojana details

Under the Biju Pakka Ghar Yojana, no contract employees will be involved in house construction, ensuring transparency and efficiency. The primary objective is to replace kutcha houses with sturdy pucca houses. The minimum floor area covered under this scheme is 25 square meters. Roofs must be constructed using durable materials such as RCC. Financial aid is directly deposited into the accounts of beneficiaries through the Direct Benefit Transfer method. The Odisha Government will implement the Biju Pakka Ghar Yojana List 2023, benefiting deserving families. Pucca houses constructed under this scheme will be registered under the name of the female head of the household.

Biju Pakka Ghar Yojana Guidelines

Houses constructed under the Biju Pakka Ghar Yojana must adhere to specific specifications to ensure longevity and quality. These specifications differentiate between pucca and kutcha houses:

Pucca House:

• Foundations, walls, and roofs made of sustainable materials.
• Wall materials include fly ash bricks, burnt bricks, stone (packed with lime or cement), cement, concrete, or wood.
• Roofs can be made of tiles, GCI sheets, asbestos cement sheets, RBC, RCC, wood, etc.
• Pucca houses must have a lifespan of at least 30 years.

Kutcha House:

• Made of non-durable materials like mud bricks, stones, grass, reeds, mud, etc.

Eligible Beneficiaries of Biju Pakka Ghar Yojana

The scheme targets several categories of beneficiaries, including:

• Those whose houses have been fully or partially damaged by natural or man-made calamities.
• Vulnerable, extremely poor, and deserving families.
• Houses registered under SECC 2011 as kutcha houses.
• Houses damaged by river or sea floods.
• Beneficiaries of the Scheduled Tribes and Other Traditional Forest Dwellers Act 2006.
• New beneficiaries affected by occupational diseases (RH Odisha).

Selection Process for Biju Pakka Ghar Yojana

A district committee is responsible for selecting eligible beneficiaries under Biju Pakka Ghar Yojana. This committee ensures that those in need receive the assistance they require. The selected beneficiaries’ list is finalized at the district level committee and then transferred to the District Collector. If the District Level Committee fails to provide the list on time, the District Collector assumes the responsibility of finalizing the list and presenting it to the BDO (Block Development Officer). The list is subsequently made available on the DRDA website and State Rural Housing Portal.

Biju Pakka Ghar Yojana dates

Effective implementation of the scheme is overseen by the District Collector, who ensures that the program runs smoothly. Monitoring involves inspections of constructed houses at various levels, with BDOs inspecting 10% of the houses in their respective areas. District-level officers inspect 1% of the houses in their districts, while the APD (RH) inspects 10% of the district’s houses. To maintain accountability and transparency, AwaasSoft software is employed as a major monitoring tool. Periodic updates are essential to track the progress of Biju Pucca Ghar Yojana effectively.

Biju Pakka Ghar Yojana Components and Unit Costs

Biju Pucca Ghar Yojana encompasses two components:

1. Biju Pucca Ghar Yojana (General): This component provides financial aid directly to beneficiaries. An amount of Rs. 20,000 is disbursed upon completing the house and IHHL within 4 months of receiving the first installment, and Rs. 10,000 is provided within 6 months of the first installment. The amount is transferred electronically through RTGS/NEFT or other electronic modes of payment.
2. Biju Pucca Ghar Yojana (Special): Under this component, housing units are allocated to specific categories of beneficiaries, including those whose houses have been severely damaged by natural or man-made disasters, victims of floods requiring reallocation, beneficiaries of the Scheduled Tribes and Other Traditional Forest Dwellers Act 2006, and families in need of a pucca house.

Unit costs for Biju Pakka Ghar Yojana vary based on whether the district falls under the IAP or non-IAP category. In non-IAP districts, the unit cost is set at Rs. 120,000, while in IAP districts, it is Rs. 130,000. It’s important to note that these unit costs may be subject to revision by PR&DW over time. The Government of Odisha disburses this cost in four installments.

Loan Facility under Biju Pucca Ghar Scheme

Beneficiaries of Biju Pakka Ghar Yojana have the option to obtain a loan of up to Rs. 70,000 from financial institutions. This loan can be easily accessed through the same bank account used for the government’s financial assistance. Financial institutions also monitor the construction progress to ensure timely disbursement of the loan. To streamline the loan process, meetings are held with the Bankers’ Committee to establish loan terms and conditions. Ground-level functionaries assist beneficiaries in meeting the loan requirements once their house is approved.

Financial Management of Biju Pakka Ghar Yojana

The DDO (District Development Officer) of the PR & DW department is responsible for managing and transferring funds to the Biju Pakka Ghar Yojana account at the state level. The government directly deposits the funds into beneficiaries’ accounts through PFMS or e-FMS. Interest earned from the Biju Pakka Ghar Yojana fund is reinvested to support the scheme’s implementation. At the district and block levels, separate accounts are maintained in Public Sector Banks, Nationalized Banks, or Scheduled Commercial Banks for government transactions. These accounts are subject to audit by the Auditor General of Odisha or the Comptroller and Auditor General of India.

In conclusion, Biju Pakka Ghar Yojana is a game-changing initiative by the Odisha Government, aimed at providing stable housing for those living in vulnerable conditions. This comprehensive program offers financial support, construction guidelines, and a transparent selection process to uplift the lives of countless beneficiaries. As it continues to transform communities and empower families, Biju Pakka Ghar Yojana stands as a shining example of inclusive development in the state of Odisha.